Australian Beneficial Finance (ABF)  
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ABF is a fully accredited Mortgage Manager specialising in home loans.  As a Mortgage Manager, ABF offers quality fully featured mortgage loans, which are amongst the most popular in Australia.

We have a great range of our own highly competitive and flexible products which range from:

Fixed, Variable, Full Doc, Lo Doc, No Doc and Non Resident Loans (see below for further details)

And the features include:

Construction, Vacant Land, Line of Credit, Redraw and Internet/Phone Banking 24/7.

Mortgage Management Services

ABF's Mortgage Management Service include: 

In-house Loan Approvals - Loan Assessment, Property Valuation, Credit Assessment.

After Loan Care - Redraw, Transfers, Loan Statements, Account Setup, Additional Credit Cards, Debit Card, Cheque books.

Loan Discharge Services - Subsitute Security, Loan Portability, Full and final payouts.

Loan Facility Increases - Simple and easy process to increase the size of your loan.

All these services mean that you never need to ring the banks again. As an ABF customer you will not speak to a call centre operator, you will speak to the team who approved your loan in-house. 

ABF is a leading non-bank lender and our funds come from Wholesale Commercial Banks, Investment Banks and Wholesale Mortgage lenders.

On The Spot Home Loan Approvals*

ABF has an advanced On-line Loan Processing System (OLPS) that allows fast approvals to be provided. Once all your details have been received and entered, an approval can be issued on the spot. ABF also uses an advanced On-line Loan Tracking System that provides its staff with the up-to-the minute status of your loan all the way to settlement. *Conditions Apply

ABF's range of home loans offer competitive rates and will cater for needs such as:

  • Home loans
  • First home owner
  • Investment loans
  • Refinancing
  • Mortgage elimination
  • Off the plan finance
  • Construction loans
  • Low documentation
  • Non-conforming (Credit impaired)
  • Deposit bonds / Bank guarantees
  • Foreign investment loans
  • Self Managed Super Fund lending
  • Cash Flow loans
  • Home Loans

    Interested in a standard loan, find out the benefits you will receive.

     

    • Fixed or Variable interest rates
    • Loan term up to 30 years
    • Redraw, more frequent repayments
    • 100% loans

     

    First Home Owner

    ABF is offering first home owners the best opportunity in the market to purchase the home of their dreams.

    Investment Loans

    Want a financial future based on real estate? We have the perfect loans for those needs. Simple and Easy to use. Split facilites to make you and your accountant's life easy. 

    Refinance

    Recent changes in interest rates may make the current home loans not suitable. ABF has the most up-to-date loan facilities available.

    One of our specialized products, a Cash Flow loan, allows you to release pressure on your ongoing committments by having rates that start 3% lower than the standard rates, giving you the flexibility to invest in other avenues.

    Mortgage Eliminator

    Reduce your home loan without reducing your lifestyle, it is the ultimate in home loan flexibility.

    Off the plan

    Lock in that property today and pay on completion of the project. This product allows you to buy today and pay tomorrow.....At today's prices.

    Construction Loan

    Building or renovating? Make your dreams come true with this customised product. The special features of this loan make it perfect for construction. 

    Low Documentation

    If you are one of the following: self employed, casual employee, commission based ? Traditional lenders will not assist you, but we will.

    Non Conforming (credit impaired)

    Experienced poor credit in the past? We can assist you to get over the hurdles.

    Deposit Bond

    Need to pay the 10% deposit on your new purchase? But you will not be able access the money by the required date? Well, a Deposit Bond may be the simple and convenient solution to your deposit problem.